0% Interest Free Credit available on items £350 or more*

Spread your payments over 6, 9, 10 or 12 months 

At Great Furniture Trading Co we make it easy to shop quality furniture at affordable prices with flexible payment plans offered by V12 Finance Ltd.  

Benefits

  • Spread the cost of your furniture and choose your monthly payment plan
  • 0% interest free with no hidden charges - choose from 6, 9, 10 or 12 month payment plan
  • Your credit is quick and easy to set up
  • Quick decision usually within 10 minutes
  • Low Rate credit options are also available allowing you to spread payments over 24, 36 & 48 months. See alternative finance options below or call us on 0333 247 0224 for more details.

 

How do I apply for 0% interest free credit?*

  1. Add your item to your shopping basket and go to the checkout
  2. Select 'finance' as your payment method and choose the 6, 9, 10 or 12 month option. 
  3. You will then receive a decision within minutes online
  4. Once approved you will then need to pay a minimum 10% deposit although you can pay up to 50% if you wish
  5. Once your item has arrived, you will then need to make a payment each month to V12 Retail Finance until your item is fully paid

 

How do I apply for a 24/ 36 / 48 month easy payment plan?*

When it comes to payment options, we appreciate that everyone’s circumstances are different. If you'd like to spread your payments over a longer period you can choose from a range of alternative finance options - from 24, 36 and 48 months.

  1. Add your item to your shopping basket and go to the checkout
  2. Select 'finance' as your payment method and choose the 24, 36 or 48 month option.
  3. You will then receive a decision within minutes online.
  4. Once approved you will then need to pay a minimum 10% deposit although you can pay up to 50% if you wish.
  5. Once your item has arrived, you will then need to make a payment each month to V12 Retail Finance until your item is fully paid

 *Subject to acceptance. Please note that additional promotional discounts are not valid on items purchased on credit. The 5% discount on orders £500 or over will not apply. The 10% discount on orders £1000 or over will not apply.  For more info see terms and conditions belowFor more info see terms and conditions below. 

 

FAQs

Is a deposit needed for Interest free credit?

Yes. Upon ordering, one of our agents will be able to advise you of the options that best suit your budget. You can pay anything from as little as 10% to 50% of your total order, and spread the remaining sum over a set number of easy payments.

Is there a minimum order value for credit applications?

Yes. Credit is only available on orders of £350 or more.

How do I apply for credit?

You can do this 24hrs a day, 7 days a week, by simply applying for a finance option via the shopping basket, and then proceeding to the checkout. Within minutes your application will have been dealt with and your order processed.

Alternatively, you can call us on 0333 247 0224 and we will send you a link to an online application. Our Finance Hotline is open 9.00am-5.30pm Monday to Sunday.

What happens if my application is declined?

If our credit providers decline your application you may have alternative payment terms available to you, or you will have the option to choose a different method of payment (i.e. credit/debit card or cheque)

Am I eligible for finance?

In order to apply for finance you must:

  • be at least 18 and under 75 years of age
  • be either employed for more than 16 hours per week, self-employed, retired and over the age of 50, or in receipt of an invalidity or disability allowance
  • be a UK resident for 3 years or more
  • be able to make repayments by direct debit
  • be able to provide your previous address if you have lived at your current address for less than 3 years
What information will I need to supply you with?

For a decision on your credit application, you will need to provide us with your:

  • Bank account number
  • Sort code
  • Work postcode
  • Telephone number

To ensure a swift application process, we recommend you apply through our Finance Hotline on 0845 653 2070 or 0208 626 4520. Our Finance Hotline is open 7 days a week 9.00am to 5.30pm.

Terms and Conditions

The Great Furniture Trading Company offers a range of options via V12 Retail Finance Ltd, a UK limited company, licensed by the Financial Conduct Authority (Registration Number: 4585692).

Minimum deposit 10% - maximum deposit 50% of the total order value. The Great Furniture Trading Company offer a range of sales, discounts and offers throughout the year which are not all available for purchases via any finance option or terms. The minimum order value for finance is £350 across the entire product range and finance payment terms available. For more information please see our full Terms & Conditions.